Our Philosophy
Mission Statement
We primarily provide fee-based* wealth management services built upon the foundations of professional service and personal integrity in order to help our clients achieve financial independence and enjoy the freedom of being able to transfer the management of their wealth from their shoulders to ours.
Our Guiding Principles
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We endeavor to always put our clients' interests first. Our experience shows that if we put our clients first, our own success will follow.
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The dedication of our staff to our clients and the intense effort we give our jobs is an important part of the culture of our firm.
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We consider our size an asset that we intend to preserve. We want to be big enough to provide the full spectrum of wealth management services, yet small enough to maintain the loyalty, intimacy and personalized service that we treasure.
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We regularly receive confidential information as part of our normal client relationships. To breach a confidence or to use confidential information improperly or carelessly would be unthinkable.
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Integrity and honesty are at the heart of our business. We expect our staff to maintain high ethical standards in everything they do, both in their work for clients and in their personal lives.
*We primarily offer fee-based advisory services charging a flat fee based on a client's total assets under advisement. However, if deemed appropriate and in our client's best interest, we also provide commissioned brokerage services. In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2A as well as the client agreement. Services rendered will be dependent on applicable agreements.
